2026 Rate Expectations

By Stephen | December 2, 2025
Stephen Palermo Visalialoanofficer Visalia Loan Officer sitting at his desk Gold Standard Mortgage explaining SB9 ADU

2026 Rate Expectations: What Buyers Should Know Now—with Stephen Palermo Mortgage rate movements create uncertainty, especially as we approach a new year. 2026 Rate Expectations highlight the possibility of lower borrowing costs, yet the exact path remains unclear. As your trusted Visalia loan officer, I help clients prepare for rate changes with confidence and clarity.…

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What Is the Right of Rescission and How Do You Exercise It?

By Stephen | May 12, 2025
Image of Stephen Palermo sitting at his desk explaining New build or existing home

Know Your Rights: Advice from Your Trusted Visalia Loan Officer—with Stephen Palermo, Gold Standard Mortgage As Stephen Palermo with Gold Standard Mortgage, I guide local families through home loans. I also make sure you understand your rights. One of the most important? The right of rescission.  I’ll explain What Is the Right of Rescission.  If…

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