Construction Loans
Build the Home You’ve Always Wanted
Ready to turn your dream home into a reality? At Gold Standard Mortage, our construction loan program gives you the flexibility and financial support you need to start building today, with competitive rates, interest-only payments, and flexible draw schedules designed around your project.
Whether you're starting from the ground up or purchasing land to begin construction, I am here to guide you every step of the way.
Program Highlights
Loan Amounts:
$100,000 to $2,500,000
Loan-to-Value:
Up to 90% of appraised value for single-family, owner-occupied homes
Up to 80% for jumbo loans
Credit & Equity Requirements:
Good credit
At least 25% of your lot paid for
Interest-Only Payments:
Only pay interest on the funds you draw during construction
Flexible Draw Schedules
12-Month Construction Term
One-Time Close Option Available:
Roll your construction loan into a long-term fixed mortgage when the home is complete—lock in today’s low rates!
Land Purchase Options:
Include the cost of your lot—up to 75% of the purchase price can be financed as part of the loan
Additional Options
Cross-Collateralization Available:
Use equity in other properties to qualify for a higher loan amount
1 to 4 Family Homes Preferred
(Contact us for multi-family or commercial construction loans)
Build With Confidence
Whether you're designing your forever home or building a custom property to match your vision, our construction loan program provides the tools, support, and financing to make it happen.
Contact me today to find out if you qualify and learn how the right loan can work for you. At Gold Standard Mortgage, I'm proud to help you turn your dream of homeownership into a reality.