Posts Tagged ‘#VisaliaMortgage’
What can cause your mortgage payment to change?
What can cause your mortgage payment to change?—with Stephen Palermo If you’re a new homeowner who worked hard to negotiate the best rate for your home, you might be alarmed. Seeing your bill suddenly change after paying the same cost for months is alarming. While those with an adjustable-rate mortgage or expiring temporary buydown might…
Read MoreUse VA Loans for Investment
Use VA Loans for Investment—with Stephen Palermo Many service members ask: Can I use VA loans for an investment property? The short answer is yes—but with conditions. As Stephen Palermo with Gold Standard Mortgage, I help explain how to navigate these rules and use VA loans wisely. VA Loan Basics VA loans offer zero down…
Read MoreLatest mortgage rate trends in Visalia
Mortgage Rate Trends—with Stephen Palermo As of May 27, 2025, mortgage rates trends in Visalia have shown slight fluctuations. The 30-year fixed mortgage rate averages around 6.90%, while the 15-year fixed rate holds steady at 6.11% . These rates are influenced by various economic factors, including bond market activities and Federal Reserve policies. Understanding Rate…
Read MoreThe Role of Appraisals when Home Buying
Home Appraisals and home buyingBuying—with Stephen Palermo @ Gold Standard Mortgage When you start searching for a home, you need to know the home appraisals when buying connection. You will quickly learn how important an accurate home value becomes. As your Visalia loan officer, I always explain why getting a correct appraisal impacts mortgage rates,…
Read MoreWhat is the Accuracy of Zestimate’s?
How accurate are the online third party Home estimates like Zestimate’s—with Stephen Palermo Mortgage calculators and online home estimates, like those from Zillow or Redfin, are popular tools for potential homebuyers. These calculators give quick, rough estimates of monthly payments or property values, but what is the accuracy of Zestimate’s? As your trusted Visalia loan…
Read MoreMaking an Offer on a House: My Step-by-Step Guide for Buyers in the Central Valley
Making an Offer on a House: A Step-by-Step Guide from Your Visalia Loan Officer Buying a home can feel overwhelming, but making an offer on a house doesn’t have to be stressful. With the right preparation and understanding of the process, you can move forward with confidence. As your Visalia loan officer, I’m here to…
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