Current Interest Rates Guide

By Stephen | January 27, 2026
Image of Stephen Palermo Visalia Loan Officer sitting in his office explaining Current Interest Rates Guide

Current Interest Rates Guide Current Interest Rates are one of the most searched mortgage topics today. They affect payments, approval power, and long-term affordability. That is why understanding rates matters before any housing decision is made. I help buyers and homeowners navigate current interest rates every day. As Stephen Palermo with Gold Standard Mortgage, I…

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Understanding 1031 Exchanges

By Stephen | September 2, 2025
Image of Stephen Palermo Visalia Loan Officer sitting in his office explaing How to Use a Co-Signer for Your Mortgage

Understanding 1031 Exchanges When it comes to building wealth through real estate, few tools are as powerful as a 1031 exchange strategy. This process allows investors to defer capital gains taxes by reinvesting proceeds into another “like-kind” property. With the right plan, you keep more money working for you instead of sending it to the…

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