What Is an Assumable Mortgage?

By Stephen | May 13, 2025
Image of Stephen Palermo with Gold Standard mortgage standing in Visalia discussing What Is a Credit Score?

What Is an Assumable Mortgage—with Stephen Palermo, Your Trusted Visalia Loan Officer If you’re considering purchasing a home, you may have heard the term “assumable mortgage.” In simple terms, an assumable mortgage allows a buyer to take over an existing mortgage from the seller, assuming the same interest rate, repayment period, and balance. Instead of…

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How to Qualify for a USDA Loan

By Stephen | April 30, 2025
Image of Stephen Palermo sitting at his desk explaining New build or existing home

How to Qualify for a USDA Loan If you dream of buying a home in Visalia, Hanford, Fresno, Bakersfield, or anywhere in the Central Valley, learning how to qualify for a USDA loan could change your future. I work every day as your Visalia loan officer to help people like you find affordable mortgage options.…

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