Posts Tagged ‘#StephenPalermoMortgage’
The CalPLUS FHA Program
CalPLUS FHA Program Overview—with Stephen Palermo The CalPLUS FHA Program Overview is perfect for first-time buyers needing help with closing costs and low down payments. I’m Stephen Palermo with Gold Standard Mortgage, and as your trusted Visalia loan officer, I’m here to help you navigate Visalia housing loan solutions like this one. Program Eligibility Details…
Read MoreFederal Reserve Maintains Current Interest Rates
Federal Reserve Maintains Current Interest Rates: What It Means for You—with Stephen Palermo @Gold Standard Mortgage The Federal Reserve made an important decision this week maintaing current interest rates . It announced that it would leave its benchmark interest rate unchanged. The rate will stay in the range of 4.25% to 4.5%. This decision follows…
Read MoreThe Role of Appraisals when Home Buying
Home Appraisals and home buyingBuying—with Stephen Palermo @ Gold Standard Mortgage When you start searching for a home, you need to know the home appraisals when buying connection. You will quickly learn how important an accurate home value becomes. As your Visalia loan officer, I always explain why getting a correct appraisal impacts mortgage rates,…
Read MoreWhat is Escrow?
What is an Escrow Account? When you’re in the process of buying a home, there’s a term you’ll likely ask about—“What is Escrow.” This financial arrangement involves a neutral third party holding funds or assets until all terms of a transaction are met. It plays a key role in real estate, ensuring everyone involved feels…
Read MoreMaking an Offer on a House: My Step-by-Step Guide for Buyers in the Central Valley
Making an Offer on a House: A Step-by-Step Guide from Your Visalia Loan Officer Buying a home can feel overwhelming, but making an offer on a house doesn’t have to be stressful. With the right preparation and understanding of the process, you can move forward with confidence. As your Visalia loan officer, I’m here to…
Read More