The CalPLUS FHA Program

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CalPLUS FHA Program Overview—with Stephen Palermo The CalPLUS FHA Program Overview is perfect for first-time buyers needing help with closing costs and low down payments. I’m Stephen Palermo with Gold Standard Mortgage, and as your trusted Visalia loan officer, I’m here to help you navigate Visalia housing loan solutions like this one. Program Eligibility Details…

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What do the tariffs mean for mortgage rates?

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What Do the Tariffs Mean for Mortgage Rates? Consolidated by Stephen Palermo with Gold Standard Mortgage – Your Trusted Visalia Loan Officer Last week, new tariff announcements shook the financial markets. These changes created uncertainty for investors, businesses, and homebuyers. Many now wonder how today’s mortgage rates will respond in the weeks ahead. The U.S.…

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What Is a Credit Score?

Image of Stephen Palermo with Gold Standard mortgage standing in Visalia discussing What Is a Credit Score?

A good credit score can make a big difference in your life. Whether you’re looking to buy a home, rent an apartment, or secure a loan, your credit history plays a crucial role. In fact, having strong financial habits can even impact your ability to get the best deals on essentials like insurance and utilities.…

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