Is Home Mortgage Interest Tax Deductible?

Image of Stephen Palermo standing in front of GSM sign at our Hanford location explaining Is it a Good Time to Buy?

Is Home Mortgage Interest Tax Deductible? Visalia Buyers, Here’s the Truth—with Stephen Palermo   Is home mortgage interest tax deductible? If you’re a homeowner in Visalia, you’ve probably wondered about that come tax season. The short answer? Often yes—but only if you meet certain IRS requirements. As your trusted Visalia loan officer, I walk clients…

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Federal Reserve Maintains Current Interest Rates

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Federal Reserve Maintains Current Interest Rates: What It Means for You—with Stephen Palermo @Gold Standard Mortgage The Federal Reserve made an important decision this week maintaing current interest rates  . It announced that it would leave its benchmark interest rate unchanged. The rate will stay in the range of 4.25% to 4.5%. This decision follows…

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What do the tariffs mean for mortgage rates?

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What Do the Tariffs Mean for Mortgage Rates? Consolidated by Stephen Palermo with Gold Standard Mortgage – Your Trusted Visalia Loan Officer Last week, new tariff announcements shook the financial markets. These changes created uncertainty for investors, businesses, and homebuyers. Many now wonder how today’s mortgage rates will respond in the weeks ahead. The U.S.…

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What Is a Credit Score?

Image of Stephen Palermo with Gold Standard mortgage standing in Visalia discussing What Is a Credit Score?

A good credit score can make a big difference in your life. Whether you’re looking to buy a home, rent an apartment, or secure a loan, your credit history plays a crucial role. In fact, having strong financial habits can even impact your ability to get the best deals on essentials like insurance and utilities.…

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